.home-container{padding-bottom:var(--space-20)}.hero-section{padding:var(--space-20) 0 var(--space-16);background:radial-gradient(circle at 100% 0,#6366f114 0%,#0000 60%)}.hero-grid{gap:var(--space-12);grid-template-columns:1.1fr .9fr;align-items:center;display:grid}.hero-content-stack{gap:var(--space-8);flex-direction:column;display:flex}.hero-text{text-align:left}.hero-text .heading-1{margin-bottom:var(--space-4);line-height:1.1}.hero-subtitle{font-size:var(--text-lg);max-width:65ch;color:var(--text-secondary);line-height:1.6}.hero-actions{gap:var(--space-4);flex-wrap:wrap;align-items:center;display:flex}.btn-large{min-height:48px;padding:0 var(--space-6);font-size:var(--text-base);border-radius:var(--radius-md);transition:all var(--transition-smooth);justify-content:center;align-items:center;font-weight:500;display:inline-flex;box-shadow:0 4px 12px #6366f133}.btn-large:hover{transform:translateY(-2px);box-shadow:0 6px 20px #6366f14d}.btn-ghost{color:var(--text-secondary);min-height:48px;padding:0 var(--space-6);border-radius:var(--radius-md);box-shadow:none;transition:all var(--transition-base);background:0 0;border:1px solid #0000;font-weight:500}.btn-ghost:hover{background:var(--bg-surface);color:var(--text-primary);border-color:var(--border-default)}.trust-indicators{align-items:center;gap:var(--space-3);font-size:var(--text-xs);color:var(--text-tertiary);flex-wrap:wrap;font-weight:500;display:flex}.trust-item{align-items:center;gap:var(--space-1);display:flex}.trust-item svg{color:var(--success)}.trust-dot{color:var(--border-default)}.hero-visual{perspective:1000px;justify-content:flex-end;display:flex;position:relative}.policy-widget-container{width:100%;max-width:440px;min-height:320px;position:relative}.widget-card{background:var(--bg-surface);border:1px solid var(--border-default);border-radius:var(--radius-xl);padding:var(--space-6);width:90%;box-shadow:var(--shadow-xl);transition:all var(--transition-smooth);position:absolute}.widget-back{z-index:1;transform-origin:top;opacity:.5;border-color:var(--border-default);box-shadow:var(--shadow-md);top:0;left:0;transform:scale(.92)translateY(0)}.widget-spacer{height:80px}.widget-front{z-index:2;border-color:var(--border-default);background:var(--bg-surface-elevated);box-shadow:var(--shadow-xl), 0 0 0 1px #ffffff0d inset;top:4.5rem;right:0}.widget-front:hover{border-color:var(--border-strong);transform:translateY(-4px);box-shadow:0 32px 64px #000000b3,inset 0 0 0 1px #ffffff0d}.widget-meta{margin-bottom:var(--space-4);justify-content:space-between;align-items:center;display:flex}.live-badge{align-items:center;gap:var(--space-1);font-size:var(--text-xs);color:var(--text-tertiary);font-weight:500;display:flex}.live-dot{background-color:var(--success);border-radius:50%;width:6px;height:6px;animation:2s infinite pulse}@keyframes pulse{0%{opacity:1;transform:scale(1)}50%{opacity:.4;transform:scale(1.2)}to{opacity:1;transform:scale(1)}}.best-value-badge{background:var(--warning);color:#000;font-size:var(--text-xs);padding:var(--space-1) var(--space-2);border-radius:var(--radius-sm);letter-spacing:.05em;text-transform:uppercase;font-weight:700}.widget-header{margin-bottom:var(--space-6);justify-content:space-between;align-items:flex-start;display:flex}.insurer-info{align-items:center;gap:var(--space-3);display:flex}.insurer-logo-mock{border-radius:var(--radius-md);width:32px;height:32px;font-weight:700;font-family:var(--font-display);font-size:var(--text-base);justify-content:center;align-items:center;display:flex}.logo-neco{color:#fff;background:#e84c3d}.logo-shikhar{color:#fff;background:#0056a4}.insurer-name{font-weight:600;font-size:var(--text-base);color:var(--text-primary);line-height:1.2}.policy-type{font-size:var(--text-xs);color:var(--text-tertiary);margin-top:2px}.price-block{text-align:right}.policy-price{font-family:var(--font-display);font-size:var(--text-xl);color:var(--text-primary);font-weight:600;line-height:1}.term{font-size:var(--text-xs);font-family:var(--font-body);color:var(--text-tertiary);margin-left:2px;font-weight:400}.widget-details{border-top:1px solid var(--border-default);padding-top:var(--space-4);margin-bottom:var(--space-6);gap:var(--space-2);flex-direction:column;display:flex}.detail-row{font-size:var(--text-xs);justify-content:space-between;display:flex}.detail-val{color:var(--text-secondary);font-weight:500}.widget-footer{background:var(--success-light);padding:var(--space-3);border-radius:var(--radius-md);margin:calc(var(--space-3) * -1);border:1px solid #10b98133;justify-content:space-between;align-items:center;display:flex}.savings-tag{align-items:center;gap:var(--space-1);color:var(--success);font-size:var(--text-xs);font-weight:600;display:flex}.btn-small{min-height:32px;padding:0 var(--space-4);font-size:var(--text-xs);border-radius:var(--radius-sm);background:var(--primary);color:var(--text-primary);cursor:pointer;transition:all var(--transition-fast);border:none}.btn-small:hover{background:var(--primary-hover)}.highlight-blue{color:var(--primary)}.highlight-green{color:var(--success)}.animate-slide-left{animation:.8s cubic-bezier(.16,1,.3,1) forwards slideLeft}.animate-slide-up{opacity:0;animation:.8s cubic-bezier(.16,1,.3,1) .15s forwards slideUp}@keyframes slideLeft{0%{opacity:0;transform:translate(20px)scale(.92)}to{opacity:.6;transform:translate(0)scale(.92)}}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.signature-divider{width:100%;margin-top:var(--space-20);justify-content:center;display:flex}.stats-section{padding:var(--space-16) 0;background:var(--bg-surface);border-top:1px solid var(--border-subtle);border-bottom:1px solid var(--border-subtle)}.stats-grid{gap:var(--space-6);text-align:center;grid-template-columns:repeat(4,1fr);display:grid}.stat-value{font-family:var(--font-display);font-size:var(--text-4xl);color:var(--primary);margin-bottom:var(--space-2);font-weight:700}.stat-label{color:var(--text-secondary);font-size:var(--text-sm);font-weight:500}.category-section{padding:var(--space-20) 0}.vertical-selector{max-width:var(--container-xl);margin:0 auto}.vertical-grid{gap:var(--space-6);grid-template-columns:repeat(auto-fit,minmax(200px,1fr));display:grid}.vertical-card{text-align:center;padding:var(--space-8) var(--space-6);background:var(--bg-surface);border:1px solid var(--border-default);border-radius:var(--radius-lg);color:var(--text-primary);transition:all var(--transition-base);flex-direction:column;align-items:center;text-decoration:none;display:flex}.vertical-card:hover{background:var(--bg-surface-elevated);border-color:var(--primary);box-shadow:var(--shadow-lg);transform:translateY(-4px)}.icon-wrapper{margin-bottom:var(--space-4);justify-content:center;align-items:center;width:48px;height:48px;display:flex;position:relative}.advantage-section{padding:var(--space-20) 0;background:var(--bg-surface);border-top:1px solid var(--border-subtle)}.advantage-grid{gap:var(--space-12);grid-template-columns:repeat(auto-fit,minmax(240px,1fr));display:grid}.advantage-card{text-align:center}.adv-icon{margin-bottom:var(--space-4);font-size:2.5rem}.partners-section{border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:3rem 0;overflow:hidden}.marquee{white-space:nowrap;width:100%;overflow:hidden}.marquee-content{gap:4rem;animation:20s linear infinite marquee;display:inline-flex}.partner-logo{font-family:var(--font-display);color:var(--text-muted);opacity:.5;font-size:1.5rem;font-weight:600;transition:opacity .2s}.partner-logo:hover{opacity:1;color:var(--text-primary)}@keyframes marquee{0%{transform:translate(0)}to{transform:translate(-50%)}}.testimonials-section{padding:5rem 0}.testimonials-grid{grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;display:grid}.testimonial-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:var(--radius-md);flex-direction:column;justify-content:space-between;padding:2rem;display:flex}.quote{color:var(--text-primary);margin-bottom:1.5rem;font-size:1.0625rem;font-style:italic;line-height:1.6}.author-name{color:var(--primary-accent);font-weight:600}.author-detail{color:var(--text-muted);font-size:.875rem}@media (max-width:992px){.hero-grid{gap:var(--space-8)}.stats-grid{gap:var(--space-6);grid-template-columns:1fr 1fr}}@media (max-width:768px){.hero-section{padding:var(--space-12) 0}.hero-grid{text-align:center;gap:var(--space-12);grid-template-columns:1fr}.hero-text{text-align:center}.hero-subtitle{margin-left:auto;margin-right:auto}.hero-actions,.trust-indicators,.hero-visual{justify-content:center}.policy-widget-container{min-height:380px}.widget-back{display:none}.widget-front{width:100%;top:0;left:0}.stats-grid,.vertical-grid{grid-template-columns:1fr}.advantage-grid{gap:var(--space-8);grid-template-columns:1fr}}.home-container{color:var(--text-primary);background:#fff}.home-hero{border-bottom:1px solid var(--border-subtle);background:linear-gradient(135deg,#f8faff 0%,#fff 54%,#f5f2ff 100%);padding:6.5rem 0 7rem}.hero-layout{grid-template-columns:minmax(0,1.05fr) minmax(360px,.75fr);align-items:center;gap:7rem;display:grid}.hero-copy h1{font-family:var(--font-display);letter-spacing:-.045em;margin:.75rem 0 1.5rem;font-size:clamp(3.2rem,6vw,5.2rem);font-weight:600;line-height:.98}.hero-copy h1 em{color:var(--primary);font-style:normal}.eyebrow{color:var(--primary);letter-spacing:.13em;text-transform:uppercase;font-size:.72rem;font-weight:700}.hero-subtitle{max-width:570px;color:var(--text-secondary);font-size:1.15rem;line-height:1.65}.hero-actions{margin-top:2rem}.hero-note{color:var(--text-tertiary);align-items:center;gap:.6rem;margin-top:1.25rem;font-size:.85rem;display:flex}.status-dot{background:var(--success);border-radius:50%;width:8px;height:8px;display:inline-block;box-shadow:0 0 0 4px #d1fae5}.hero-panel{background:#ffffffd1;border:1px solid #dbe3f5;border-radius:18px;padding:2rem;transform:rotate(1.5deg);box-shadow:0 24px 60px #3730a31c}.panel-topline,.coverage-score,.panel-list div{justify-content:space-between;align-items:center;display:flex}.panel-topline{border-bottom:1px solid var(--border-default);color:var(--text-tertiary);letter-spacing:.1em;padding-bottom:1.5rem;font-size:.68rem;font-weight:700}.panel-check{color:var(--success);letter-spacing:0;text-transform:none}.coverage-score{padding:2.3rem 0}.score-label{color:var(--text-tertiary);margin-bottom:.7rem;font-size:.85rem;display:block}.coverage-score strong{font-family:var(--font-display);letter-spacing:-.04em;font-size:2.5rem;line-height:1}.score-ring{border:7px solid #c7d2fe;border-right-color:var(--primary);width:82px;height:82px;color:var(--primary);border-radius:50%;place-items:center;font-size:1.4rem;font-weight:700;line-height:1;display:grid}.score-ring small{color:var(--text-tertiary);font-size:.65rem;font-weight:500}.panel-list{gap:.8rem;display:grid}.panel-list div{border-top:1px solid var(--border-subtle);padding:.85rem 0;font-size:.9rem;font-weight:600}.panel-list b{color:var(--text-tertiary);font-size:.7rem}.mini-icon{border-radius:8px;place-items:center;width:28px;height:28px;margin-right:.7rem;font-weight:700;display:grid}.mini-icon.blue{color:var(--primary);background:#e0e7ff}.mini-icon.violet{color:#9333ea;background:#f3e8ff}.mini-icon.green{color:var(--success);background:#d1fae5}.category-section,.steps-section,.comparison-section,.guides-section{padding:7rem 0}.section-intro,.comparison-heading{justify-content:space-between;align-items:end;gap:2rem;margin-bottom:2.5rem;display:flex}.section-intro h2,.comparison-heading h2,.why-layout h2{font-family:var(--font-display);letter-spacing:-.04em;margin-top:.55rem;font-size:clamp(2.1rem,4vw,3.2rem);line-height:1.05}.section-intro>p{max-width:280px;color:var(--text-secondary)}.category-grid{grid-template-columns:repeat(3,1fr);gap:1.1rem;display:grid}.category-card{border:1px solid var(--border-default);min-height:300px;color:var(--text-primary);border-radius:14px;padding:2rem;text-decoration:none;transition:transform .25s,box-shadow .25s;position:relative;overflow:hidden}.category-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-6px)}.motor-card{background:#eef3ff}.health-card{background:#effbf7}.life-card{background:#f7f1ff}.category-icon{width:52px;height:52px;color:var(--primary);box-shadow:var(--shadow-sm);background:#fff;border-radius:14px;place-items:center;font-size:1.7rem;display:grid}.health-card .category-icon{color:var(--success)}.life-card .category-icon{color:#9333ea}.card-arrow{color:var(--text-tertiary);font-size:1.2rem;position:absolute;top:2rem;right:2rem}.category-card h3{font-family:var(--font-display);margin-top:4.5rem;font-size:1.4rem}.category-card p{max-width:250px;color:var(--text-secondary);margin-top:.6rem;line-height:1.55}.card-link{color:var(--primary);margin-top:1.2rem;font-size:.85rem;font-weight:700;display:inline-block}.trust-strip{color:#fff;background:#111827;padding:1.7rem 0}.trust-grid{grid-template-columns:repeat(4,1fr);gap:1rem;display:grid}.trust-grid span{align-items:center;gap:.6rem;font-size:.85rem;display:flex}.trust-grid b{color:#6ee7b7}.steps-section{background:#f7f9fc}.centered{align-items:center}.steps-grid{grid-template-columns:repeat(3,1fr);gap:4rem;display:grid}.step-number{color:var(--primary);letter-spacing:.1em;font-size:.8rem;font-weight:700}.steps-grid h3{font-family:var(--font-display);margin:1.3rem 0 .7rem;font-size:1.25rem}.steps-grid p,.why-list p,.guide-card p{color:var(--text-secondary);line-height:1.6}.comparison-section{background:#fff}.text-link{color:var(--primary);font-size:.9rem;font-weight:700;text-decoration:none}.comparison-table-wrap{border:1px solid var(--border-default);box-shadow:var(--shadow-md);border-radius:14px;padding:1rem 1.5rem 1.5rem}.sample-label{color:var(--text-tertiary);margin-bottom:.5rem;font-size:.75rem}.comparison-table{overflow-x:auto}.table-row{border-top:1px solid var(--border-subtle);min-width:760px;color:var(--text-secondary);grid-template-columns:1.2fr 1.3fr 1.5fr 1.25fr 30px;align-items:center;gap:1rem;padding:1.15rem 0;font-size:.85rem;display:grid}.table-header{color:var(--text-tertiary);text-transform:uppercase;letter-spacing:.08em;border-top:0;font-size:.7rem;font-weight:700}.table-row strong,.table-row b{color:var(--text-primary)}.table-row b{color:var(--success)}.table-row small{color:var(--text-tertiary);font-weight:400}.table-row a{color:var(--primary);font-weight:700;text-decoration:none}.why-section{color:#fff;background:#111827;padding:8rem 0}.why-layout{grid-template-columns:.9fr 1fr;gap:8rem;display:grid}.why-layout h2{max-width:480px}.why-lead{color:#cbd5e1;max-width:440px;margin-top:1.5rem;line-height:1.7}.why-list{grid-template-columns:1fr 1fr;gap:2rem;display:grid}.why-list>div{gap:1rem;display:flex}.why-list>div>span{color:#818cf8;font-size:.75rem;font-weight:700}.why-list h3{font-family:var(--font-display);margin-bottom:.4rem;font-size:1.05rem}.why-list p{color:#94a3b8;font-size:.9rem}.guide-grid{grid-template-columns:repeat(5,1fr);gap:.8rem;display:grid}.guide-card{border:1px solid var(--border-default);min-height:190px;color:var(--text-primary);border-radius:10px;padding:1.4rem;text-decoration:none;transition:border-color .2s,transform .2s;position:relative}.guide-card:hover{border-color:var(--primary);transform:translateY(-3px)}.guide-card>span{color:var(--primary);text-transform:uppercase;letter-spacing:.1em;font-size:.68rem;font-weight:700}.guide-card h3{font-family:var(--font-display);margin-top:2rem;font-size:1.05rem}.guide-card p{margin-top:.45rem;font-size:.82rem}.guide-card b{color:var(--primary);position:absolute;bottom:1.3rem;right:1.4rem}@media (max-width:768px){.home-hero{padding:4.5rem 0 4rem}.hero-layout,.why-layout{grid-template-columns:1fr;gap:3rem}.hero-copy h1{font-size:clamp(2.8rem,12vw,4rem)}.hero-panel{transform:none}.section-intro,.comparison-heading{display:block}.section-intro>p{margin-top:1rem}.category-grid,.steps-grid{grid-template-columns:1fr}.category-card{min-height:250px}.trust-grid{grid-template-columns:1fr 1fr}.steps-grid{gap:2.5rem}.why-section{padding:5rem 0}.why-list{grid-template-columns:1fr}.guide-grid{grid-template-columns:1fr 1fr}.guide-card:last-child{grid-column:span 2}}@media (max-width:390px){.trust-grid,.guide-grid{grid-template-columns:1fr}.guide-card:last-child{grid-column:auto}.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .btn{width:100%}}