Khaacho is a comparison service, not an insurer or broker. Final premium is determined by the insurer.

Editorial standards

How we research and review insurance information

Insurance content can affect important financial decisions. We separate sourced facts from explanations and never invent professional credentials.

Last updated: 3 August 2026

Primary sources first

We prioritize the Nepal Insurance Authority, legislation, insurer policy wording, official insurer product pages and audited insurer reports. Each article lists its principal sources.

Authors and reviewers

Articles are authored by the Khaacho Editorial Team. Factual and citation review is performed by the Khaacho Research Desk. No person is described as a lawyer, licensed intermediary or insurance professional unless their identity and credentials have been verified and published.

Review status

“Editorially reviewed” means sources, dates and internal consistency were checked. It does not mean legal, regulatory or personal financial advice. Articles needing specialist interpretation are marked “professional review pending.”

Corrections

Corrections can be requested at complaints@khaacho.com. Material corrections include a dated note. Rate tables are removed from ranking when their verification window expires.

Commercial independence

Commercial relationships do not determine editorial conclusions or organic result order. Paid placement, if introduced, will be visibly labelled.