Legal
Terms of Service
These terms govern access to Khaacho. They should be reviewed by Nepal-qualified counsel before commercial launch.
Last updated: 3 August 2026
The service
Khaacho provides general information and comparison tools. It is not an insurer and does not currently issue, underwrite, bind, sell or approve insurance policies.
Indicative information
Displayed premiums and benefits are estimates unless explicitly identified as a current insurer offer. The insurer’s proposal, underwriting decision, policy schedule and wording control.
User responsibilities
You must provide accurate information, use the service lawfully, protect account credentials and review the insurer’s documents before proceeding.
Accounts
You are responsible for account activity. We may restrict access where necessary to protect users, investigate abuse or comply with law. Account recovery requires identity checks.
Referrals and third parties
Continuing to an insurer subjects you to that insurer’s terms and privacy policy. Khaacho is not responsible for underwriting, payment processing, issuance or claims decisions performed by third parties.
Intellectual property
Khaacho’s original interface and content may not be copied or misrepresented. Insurer names and marks belong to their respective owners and require permission for commercial use.
Liability
To the extent permitted by applicable law, Khaacho is not liable for decisions based solely on indicative information or for third-party acts. Nothing here excludes rights that cannot legally be excluded.
Changes and contact
Changes will be dated on this page. Questions or complaints may be sent through the Contact page.